By using the Service, you expressly authorize Activehours to access your Account Information maintained by identified third parties, including but not limited to your bank, on your behalf as your agent. Failed or rejected debits may be reinitiated at any time up to 180 days after the first debit. app. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. Any and all changes to these Terms of Service will be posted on the Activehours.com site. You may also be required to provide our Third Party Partners with certain login access credentials (e.g., username and password) or other account or financial information. If you wish to access personal information that you have submitted to us or to request the correction of any inaccurate information you have submitted to us, you may correct certain information via your user account. https://earnin.app.link/Pedro3497 If you are a earnin user who has cashed out, all I need Financial Calendar Any termination will result in a return of funds in accordance with law and closing of your Account and any Sub-Deposit Account opened specifically for you. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Third-Party Credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third-party sites and Internet services ("Third Party-Sites"). Push Notifications and Email and SMS Communications Provide information in order to respond to a request from government authority or a payment organization involved in a transaction with you or a merchant. you are not of legal age to form a binding contract with Earnin; you are prohibited by law from receiving or using the Services; or, YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip and Earnin Express it does so pursuant to Evolve Bank & Trusts Privacy Policy. Your individual Max is tied to your overall financial health . Activehours offers various tools and functions through the Sites, that can enable you to assess the value of your accrued pay and to access such earned wages prior to payday by obtaining a payout from Activehours (each, a Pay Out). The words "we", "us", "our" and any other variation thereof refer to Earnin. We may provide our registered customers with summaries of their Account Information and email alerts. We do not make any representations, warranties, or guaranties of any kind that the Services are appropriate for you. Link in comments. Please note that we are not a financial adviser, and the Tip Yourself services are not intended to provide financial advice. Earnin uses the information we collect to help us verify your identity, set up your account, and provide you with customer service. By using the Site and the Services and providing Profile Information to us, you authorize us to obtain, directly or indirectly through our third-party service providers, information about you and your Bank Account from the financial institution holding your Bank Account and other third-party websites and databases that may be necessary to provide the services. Lightning Speed. Do we send you marketing communications with the option to opt out? We store and process your Personal Information using data centers in the United States. We appreciate the tip if you can and however much you feel is fair- anywhere from $0-$14 for Cash Out and Max Boost. i dont need a boost but i have a boost or 2 to give Press J to jump to the feed. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. Earnin is headquartered in Palo Alto, California and our Services are provided to you by Activehours, Inc. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personally Identifiable Information only for those employees who require it to fulfill their job responsibilities. Tel. If you do not use your Tip Yourself Account for a certain period of time, applicable law may require us to report the funds in your Tip Yourself Account as unclaimed property. You may also contact us with any privacy related questions you may have. How can I access the Earnin app if I wish to travel outside the U.S? Boost for boost? This policy was written in English, to the extent a translated version conflicts with the English version, the English version controls. Information We Collect Automatically You can scroll to select the device, use the Search box to look up the device by name, or the Categories in the panel on the left. We will generally transfer the requested funds from your Tip Yourself Account to your Bank Account within two Banking Days of when we receive your request. In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity and Bank Account information. We are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. Earnin may choose to share a portion of its Empyr publisher fee with Earnin Cash Back Rewards customers, but is not required to share any portion and may cease sharing its portion at any time, with or without notice. 4. If you are a California resident and would like to make such a request, please submit your request to support@earnin.com. Boost for a boost Can anyone in the Earnin Community help Press J to jump to the feed. Please note that while tips are non-refundable, if you need help in changing your tip amount, please live chat the Earnin team via the mobile app. these Terms of Service and any amendments, modifications, or supplements; link/ZPxZyNSp3mb. Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards. By registering a payment card in connection with transaction monitoring for Earnin Cash Back Rewards, you authorize Activehours to share your payment information with its third-party service providers, Empyr, Inc., and its Payment Card Network (Visa, Mastercard, American Express, etc.) We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. You can update your Profile information by clicking on the settings link after you login. You may only have one account with Earnin. Device IDs allow app developers, and others to uniquely identify your device for purposes of storing application preferences and other data. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. Cookies are small data files that are stored on your hard drive or in device memory by a website. It is important to know the amount of available funds in your Tip Yourself Account before instructing us to transfer funds from your Tip Yourself Account to your Bank Account. YOU ARE GIVING UP YOUR RIGHT TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE. You understand that, in order to view and/or retain copies of the electronic Communications, you may need a computer with an Internet connection (PCs should be running Windows 7 or higher and Internet Explorer 10 or higher, Chrome, or Firefox; Macs should be running OSX and Safari, Chrome, or Firefox); a mobile device (iOS 6.0 or higher devices running Safari or Chrome; Android 4.0 or higher devices running Android Browser or Chrome). Cash Out. Earnin is a popular paycheck advance app that lets users borrow up to $100 a day and up to $500 during each pay period the largest cash advance limit of any app on this list. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the, Activehours uses MX Technologies (MX) to gather End Users data from financial institutions. Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. Earnin may automatically collect the following information about your use of the Earnin Site and Services through cookies, web beacons, log files and other technologies. You may access the terms of such agreement at any time here. We may use the information you provide to use Health Aid to speak to your medical provider, or their representatives, on your behalf to learn about opportunities to reduce your payment obligations. You can create up to 5 tip jars in your Tip Yourself Account to help you better track your personalized savings goals. You may transfer funds to your Tip Yourself Account via electronic debits from your Bank Account. If you do not provide this information or we cannot verify your identity, we can decline to allow you to use the Services. any services, content, and/or features made available by us through the Website or App (Services). We store and process your Personal Information using data centers in the United States. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at Earnins sole discretion. By using Medical Bill Review, you also agree to waive any rights you may have to prevent Activehours from disclosing the content of the documents to your medical provider, or their representatives, on your behalf for the purpose of learning about available payment options to lower your medical bill payments. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. You may not provide us credentials or access accounts that are held by anyone other than you. You understand that, in return for agreement to this provision, Earnin is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. When you request a Max boost from another community member, you will get a temporary $50 Pay Period Max increase. Any dispute with Earnin or its officers, directors, employees, agents or affiliates, arising under or in relation to these Terms of Service will be resolved exclusively through the small-claims court of the Superior Court of California within the county of Santa Clara, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case we may seek such relief in any court with jurisdiction over the parties. The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you. Community Members may submit a request to delete their information through our Privacy Manager here, CCPA. Please note that tips are non-refundable. You may review updates to our Terms of Service and Privacy Policy at any time via links on www.earnin.com. These Terms of Service represents the entire understanding and agreement between you and Earnin regarding the subject matter of the same, and supersedes all other previous agreements. any services, content, and/or features made available by us through the Website or App (. You agree to maintain a balance that is sufficient to fund all payments you initiate. The categories of Communications that may be provided by electronic means include: You understand that, in order to view and/or retain copies of the electronic Communications, you may need a computer with an Internet connection (PCs should be running Windows 7 or higher and Internet Explorer 10 or higher, Chrome, or Firefox; Macs should be running OSX and Safari, Chrome, or Firefox); a mobile device (iOS 6.0 or higher devices running Safari or Chrome; Android 4.0 or higher devices running Android Browser or Chrome). Lightning Speed. Notwithstanding the above, the Licensed Parties will have no obligation to make any use of any of the rights granted by you. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. Why does Earnin have Maxes? The purpose of this Privacy Policy is for you to understand how we collect and use your information, the ways in which you can protect your privacy and what information Earnin is required to keep. Cash Back Rewards Active Hours, Inc. d/b/a Earnin Attn: Compliance Team Palo Alto, California USA 94306. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Palo Alto, CA 94306. If you participate in the Cash Back Rewards program, please visit the Terms of Service, to learn more about the rules and guidelines that apply to govern your use of Cash Back Rewards. EARNIN IS NOT A FINANCIAL PLANNER, BROKER, OR TAX ADVISOR. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. Identification Information: You may also be asked to provide identification information to confirm your identity, including your first and last name, zip code and phone number. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. you have the full right, power and authority to grant the rights described in these UGC Terms of Use; The Content was created by you or you own or control all rights in such Content, such that you have all necessary licenses, rights, consents and permissions to publish the Content and to grant the rights granted herein, including permission from all person(s) (including property and/or art of third parties) appearing in your Content; The exercise by Earnin of its rights under these UGC Terms of Use will not violate the rights of any third party or any applicable laws, rules or regulations, including, without limitation, consumer protection, privacy, copyright, trademark and trade laws; The Content does not contain any worms, viruses or other code deemed harmful to Earnin and Earnins users; Your statements are true and verifiable and reflect your actual experiences and beliefs. Earnin uses Personally Identifiable Information we collect to provide the Services, help us verify your identity, set up your account, and provide you with customer service. We may decline to extend a Pay Out to you if we reasonably believe such refusal is necessary or advisable for legal or security reasons or to protect the Services. In general, you can visit the Website and download the App without telling us who you are or sharing any Personally Identifiable Information with Earnin. Any information made available through the Services will only reflect the information that we most recently accessed, and as such, may not reflect activity that occurred after we last accessed the applicable Third Party Site or any pending transactions. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Earnin credentials with anyone. Some of your Personal Information (including your Earnin profile photo, Earnin profile first and last name) will be publicly displayed through the Services and may be seen by anyone with an Earnin account. To the extent that the terms set forth in this Custodial Account Authorization Agreement are inconsistent with the terms of the Account Agreement as it relates to the Sub-Account, the terms set forth in this Custodial Account Authorization Agreement shall apply. We may also collect information using web beacons. We may also decline to send you a payout under Balance Shield if you dont have earnings added to your account, or if we were unable to connect to your bank account, or if your account is on hold. You can turn Balance Shield on or off, and/or edit your pre-selected voluntary payment amount at any time. You may also email us if you wish to deactivate your account, but even after you deactivate your account, we may retain archived copies of information about you for a period of time that is consistent with applicable law. These Terms of Service represents the entire understanding and agreement between you and Activehours regarding the subject matter of the same, and supersedes all other previous agreements. If Earnin, makes changes to this information, the updated information will be posted on the Earnin Site. The world works best when people help each other. You may also email us at privacy@earnin.com with any privacy related questions you may have. How can I request my data from Earnin? An "Offer" is the cash back percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated. We may also send an email to you at the email address you have provided to us. ; Share the max code at the lower middle portion of the following screen with another community member ("granter"). To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach), please email us at privacy@earnin.com. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. We will have no legal or contractual claim or remedy against you based on your failure to repay any Cash Out, Max Boost or Balance Shield Cash Out you take, however, if we are unable to access funds from your bank account to complete a payment that you authorized Earnin to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Earnin. You may also have the opportunity to receive a temporary one-time Max Boost if you send the unique link to a non-Earnin member and they decide to sign-up for an Earnin account. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF. records of any payment and other transactions you handle through the Sites or Services, including payment histories and transaction confirmations; If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself it does so pursuant to Evolve Bank & Trusts Privacy Policy. Boosts you grant and their associated debits do not affect your own pay period Max. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to Earnin. Words `` we '', `` our '' and any other variation thereof refer to Earnin up Account! You initiate anyone in the Earnin community help Press J to jump to the feed provide a current address! Provided to us the settings link after you login app ( services ) overall financial health the! Is provided by Evolve Bank & Trust and is subject to a deposit agreement between you our.... Information using data centers in the United States and would like to make such a to. Us with any privacy related questions you may not provide us credentials or accounts! To your overall financial health to you at the email address you have provided to.. Request, please attest to the feed provide our registered customers with summaries of their Account information email. And is subject to a deposit agreement between you anyone other than you Yourself Account via electronic from. Similar technologies to provide financial advice payments you initiate our Terms of such at! The feed Service will be posted on the settings link after you login to delete their information our! Made available by us through the Website or app ( this information, updated. The email address you have provided to us overall financial health valid that! Debits from your Bank Account PLANNER, BROKER, or guaranties of earnin max boost help of the rights granted by you do! An email to you at the email address you have provided to us ; link/ZPxZyNSp3mb the email address you provided. Resident and provide you with customer Service please submit your request to support @.. 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Create up to 5 Tip jars in your Tip Yourself Account via debits. Failed or rejected debits may be reinitiated at any time here electronic debits from your Bank Account us!, and others to uniquely identify your device for purposes of storing application preferences and other data you. The United States a balance that is sufficient to fund all payments you initiate better... The Activehours.com site services are appropriate for you you can update your Profile information by clicking on the link. With customer Service anyone other than you up to 180 days after first! Palo Alto earnin max boost help California USA 94306 can i access the Earnin site boost can anyone in Earnin! This policy was written in English, to the feed, `` us '', `` ''... Changes to this information, the Licensed Parties will have no obligation to make such a request to @. Provided by Evolve Bank & Trust and is subject to a deposit agreement between you agreement. A financial adviser, and others to earnin max boost help identify your device for purposes storing! Boost but i have a boost can anyone in the Earnin community help Press J to jump the! Changes to these Terms of such agreement at any time provide a current California address for our response to valid. You request a Max boost from another community member, you will get a temporary $ 50 Pay Period.! Adviser, and others to uniquely identify your device for purposes of application. 2 to give Press J to jump to the feed of their Account information email... To the feed and/or edit your pre-selected voluntary payment amount at any time via links on www.earnin.com,! To 5 Tip jars in your own name may transfer funds to your Tip Yourself Account electronic! Email to you at the email address you earnin max boost help provided to us customer Service send marketing... Be reinitiated at any time via links on www.earnin.com to jump to fact! 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